Stripe percentage fee
What Percent Does Stripe Take?
Short answer: for many US online cards Stripe takes 2.9% + $0.30 per successful charge. That is 3.2% on $100, 3.5% on $50, and 5.9% on $10. The percentage you actually pay can be higher once international cards, conversion, refunds, and other fee lines appear.
Quick answer: the common US online-card price is 2.9% + $0.30 per successful payment. Rates checked August 19, 2026 against Stripe's official pricing. Published list rates only; country, payment method, custom, and interchange-plus pricing may differ.
The answer depends on the payment mix
Standard US online card
2.9% + $0.30
The common headline rate for many US online card payments.
Small payments
Often 4%+
The fixed $0.30 fee can dominate $5-10 subscriptions or add-ons.
International card
Often 4.4%+
International cards can add 1.5 percentage points before FX.
International + FX
Often 5%+
Currency conversion can add roughly another percentage point.
How to calculate the actual percentage
Real Stripe percentage = total Stripe fees / total processed charge volume
For one transaction, divide the Stripe fee by the charge amount. For your business, use the blended rate across a full period. Calculate Stripe fees for a published-price estimate; do not treat that estimate as the amount Stripe already took.
That is the number that tells you what Stripe actually took from your revenue. A single $100 domestic card charge may look close to 3.2%, but a real month can land at 3.8%, 4.2%, or higher depending on customer geography and transaction size.
Stripe fee percentage by transaction size
| Charge amount | Fee at 2.9% + $0.30 | Effective percentage |
|---|---|---|
| $10 | $0.59 | 5.90% |
| $25 | $1.03 | 4.10% |
| $50 | $1.75 | 3.50% |
| $100 | $3.20 | 3.20% |
| $500 | $14.80 | 2.96% |
Examples use the common US online domestic-card list rate. Verify the current rate for your country, payment method, and Stripe plan.
Check your real Stripe percentage from CSV
A public calculator can estimate one charge. Your Stripe Balance CSV shows what happened across all charges, refunds, and fee lines. Upload it to see your processing rate, all-in Stripe cost, monthly trend, and top fee drivers.
Related Stripe fee guides
Official Stripe source
Common questions
What percent does Stripe take?
For many US online cards, Stripe takes 2.9% plus $0.30 per successful charge. That is 3.2% on $100, 3.5% on $50, and 5.9% on $10 because the fixed $0.30 is a larger share of small payments. Rates checked August 19, 2026 against Stripe's official pricing.
What percentage does Stripe take from a payment?
The published US online-card percentage starts at 2.9%, plus a $0.30 fixed fee. The effective percentage on one charge depends on ticket size. Custom and interchange-plus plans can differ — confirm in Stripe Dashboard.
How much does Stripe charge per transaction?
For many US online card payments, Stripe charges 2.9% + $0.30 per successful domestic card transaction. On $100 that is about $3.20. International cards often add about 1.5 percentage points, and currency conversion can add roughly another 1%.
Why is my real Stripe rate higher than 2.9%?
International cards, currency conversion, Stripe Billing fees, refunds, disputes, Radar, and small transaction sizes can all push your real blended Stripe rate above the headline percentage.
How do I check the actual percentage Stripe took?
Export an itemized Stripe Balance CSV and divide total Stripe fees by processed charge volume. That audit lives on the analyzer. Use the Stripe fee calculator only for a published-price estimate before a payment.
Check your real Stripe percentage from CSV
Upload your Balance CSV to see processing rate, all-in cost, monthly trend, and top fee drivers.